:root{--axa-blue:#00008f;--axa-blue-deep:#00005b;--axa-blue-ink:#06195b;--axa-red:#ff1721;--axa-red-text:#d10f1b;--text:#071947;--muted:#5f6e84;--line:#cfd8e8;--line-strong:#9dadcf;--surface:#ffffff;--surface-cool:#f6f9fd;--surface-blue:#eef5ff;--shadow:0 18px 60px rgba(0, 24, 90, .12);--container:min(1180px, calc(100vw - 48px));--page-gutter:max(32px, calc((100vw - 1280px) / 2));--radius:8px;--header-height:86px;--type-brand:1.22rem;--type-nav:1rem;--type-label:1rem;--type-hero-title:4.25rem;--type-hero-text:1.22rem;--type-section-title:3rem;--type-local-title:3.2rem;--type-contact-title:2.4rem;--type-page-title:5rem;--type-legal-title:4rem;--type-page-summary:1.2rem;--type-subsection-title:3.1rem;--line-body:1.56;--line-copy:1.7;--line-heading:1.12;--line-display:1.02;font-family:"Source Sans Pro",Arial,Helvetica,sans-serif;color:var(--text);background:var(--surface);scroll-behavior:smooth}@font-face{font-family:"Publico Headline";src:url("assets/fonts/Publico-Headline-Bold.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}@font-face{font-family:"Source Sans Pro";src:url("assets/fonts/SourceSansPro-Regular.woff2") format("woff2");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:"Source Sans Pro";src:url("assets/fonts/SourceSansPro-Semibold.woff2") format("woff2");font-weight:700;font-style:normal;font-display:swap}@font-face{font-family:"Source Sans Pro";src:url("assets/fonts/SourceSansPro-Bold.woff2") format("woff2");font-weight:800;font-style:normal;font-display:swap}*{box-sizing:border-box}body{margin:0;color:var(--text);background:var(--surface);font-size:16px;line-height:var(--line-body);text-rendering:optimizeLegibility}[id]{scroll-margin-top:calc(var(--header-height) + 18px)}body.menu-open{overflow:hidden}img,svg{display:block}img{max-width:100%;height:auto}a{color:inherit;text-decoration:none}a,button{-webkit-tap-highlight-color:transparent}button,input,select,textarea{font:inherit}:focus-visible{outline:rgba(255,23,33,.45) solid 3px;outline-offset:4px}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;left:16px;top:16px;z-index:20;display:inline-flex;min-height:48px;align-items:center;padding:10px 14px;color:#fff;background:var(--axa-blue);border-radius:4px;transform:translateY(-150%);transition:transform .18s}.skip-link:focus{transform:translateY(0)}.site-header{position:sticky;top:0;z-index:10;min-height:var(--header-height);display:flex;align-items:center;justify-content:space-between;gap:24px;padding:14px var(--page-gutter);background:rgba(255,255,255,.94);border-bottom:1px solid rgba(205,216,232,.86);backdrop-filter:blur(16px)}.brand{display:flex;align-items:center;gap:18px;min-width:0;color:var(--axa-blue-ink);font-size:var(--type-brand);font-weight:800;line-height:1.2}.brand img{flex:0 0 auto;width:54px;height:54px;aspect-ratio:1/1}.brand>span{overflow-wrap:normal}.brand-name{display:inline-block;white-space:nowrap}.site-nav{display:flex;align-items:center;gap:clamp(10px,1.35vw,18px);color:var(--axa-blue-ink);font-size:var(--type-nav);font-weight:700;line-height:1.25;white-space:nowrap}.site-nav a:not(.nav-cta){position:relative;flex:0 0 auto;min-width:48px;min-height:48px;display:inline-flex;align-items:center;justify-content:center;padding:10px 0}.site-nav a:not(.nav-cta)::after{position:absolute;left:0;bottom:3px;width:100%;height:2px;background:var(--axa-red);content:"";transform:scaleX(0);transform-origin:right;transition:transform .18s}.site-nav a:not(.nav-cta):focus-visible::after,.site-nav a:not(.nav-cta):hover::after,.site-nav a[aria-current=page]::after{transform:scaleX(1);transform-origin:left}.button,.nav-cta{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 24px;border-radius:6px;font-weight:800;line-height:1;transition:transform .18s,box-shadow .18s,border-color .18s,background .18s}.button-primary,.nav-cta{color:#fff;background:var(--axa-blue);box-shadow:0 12px 26px rgba(0,0,143,.19)}.nav-cta{min-height:48px;padding-inline:18px}.button:hover,.nav-cta:hover{transform:translateY(-2px)}.button-primary:hover,.nav-cta:hover{background:var(--axa-blue-deep);box-shadow:0 16px 30px rgba(0,0,143,.24)}.button-outline{gap:10px;color:var(--axa-blue);background:rgba(255,255,255,.84);border:2px solid var(--line-strong)}.button-outline:hover{border-color:var(--axa-blue);box-shadow:0 14px 28px rgba(0,24,90,.12)}.button svg{width:21px;height:21px;fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round;stroke-width:2.2}.menu-toggle{display:none;flex:0 0 48px;width:48px;height:48px;padding:0;color:var(--axa-blue);background:#fff;border:1px solid var(--line);border-radius:6px}.menu-toggle span:not(.visually-hidden){display:block;width:21px;height:2px;margin:4px auto;background:currentColor;border-radius:999px;transition:transform .18s,opacity .18s}.menu-toggle[aria-expanded=true] span:first-child{transform:translateY(6px) rotate(45deg)}.menu-toggle[aria-expanded=true] span:nth-child(2){opacity:0}.menu-toggle[aria-expanded=true] span:nth-child(3){transform:translateY(-6px) rotate(-45deg)}.hero{position:relative;display:grid;grid-template-columns:minmax(0,54%) minmax(420px,46%);min-height:min(760px,calc(100vh - var(--header-height) - 52px));overflow:hidden;background:var(--surface);border-bottom:1px solid var(--line)}.hero-copy{position:relative;z-index:2;grid-column:2;align-self:center;justify-self:stretch;width:min(100%,760px);padding:clamp(54px,8vw,104px) var(--page-gutter) clamp(54px,7vw,96px) clamp(44px,6vw,86px)}.hero h1{max-width:700px;margin:0;color:var(--axa-blue-ink);font-family:"Publico Headline",Georgia,"Times New Roman",serif;font-size:var(--type-hero-title);font-weight:700;line-height:var(--line-display)}.hero p{max-width:560px;margin:28px 0 0;color:#334055;font-size:var(--type-hero-text);line-height:var(--line-copy)}.hero-actions{display:flex;flex-wrap:wrap;gap:18px;margin-top:34px}.hero-points{display:grid;gap:10px;max-width:540px;margin:24px 0 0;padding:0;list-style:none}.hero-points li{position:relative;padding-left:24px;color:#334055;font-size:1rem;line-height:1.6}.hero-points li::before{position:absolute;top:.5em;left:2px;width:9px;height:9px;background:var(--axa-red);content:"";transform:rotate(45deg)}.hero-media{position:absolute;z-index:0;inset:0}.hero-media img,.hero-media picture{width:100%;height:100%}.hero-media picture{display:block}.hero-media img{object-fit:cover;object-position:left center}.hero-media::after{position:absolute;inset:0;background:linear-gradient(90deg,rgba(255,255,255,0) 0,rgba(255,255,255,.08) 32%,rgba(255,255,255,.86) 55%,#fff 72%);content:"";pointer-events:none}.brand-sash{position:absolute;right:6%;bottom:-70px;width:74px;height:330px;background:var(--axa-red);transform:rotate(31deg);transform-origin:bottom center}.section{width:var(--container);margin-inline:auto;padding:clamp(68px,9vw,112px) 0}.section-tight{padding-top:clamp(50px,7vw,70px)}.section-heading{max-width:740px;margin:0 auto clamp(34px,5vw,48px);text-align:center}.contact-info h2,.section-heading h2{margin:0;color:var(--axa-blue-ink);font-family:"Publico Headline",Georgia,"Times New Roman",serif;font-size:var(--type-section-title);line-height:var(--line-heading)}.section-heading p{margin:12px 0 0;color:var(--muted);font-size:var(--type-page-summary);line-height:1.65}.section-kicker{margin:0 0 12px;color:var(--axa-red-text);font-size:var(--type-label);font-weight:800;letter-spacing:0;line-height:1.5;text-transform:uppercase}.local-section{border-bottom:1px solid var(--line)}.orientation-section{padding-top:clamp(46px,7vw,78px);padding-bottom:clamp(52px,8vw,86px);border-bottom:1px solid var(--line)}.orientation-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.orientation-card{display:grid;gap:12px;align-content:start;min-height:230px;padding:24px;color:var(--text);background:var(--surface-cool);border:1px solid var(--line);border-radius:var(--radius);transition:border-color .18s,box-shadow .18s,transform .18s}.orientation-card:focus-visible,.orientation-card:hover{border-color:var(--axa-blue);box-shadow:0 14px 34px rgba(0,24,90,.1);transform:translateY(-2px)}.orientation-card span{color:var(--axa-red-text);font-size:var(--type-label);font-weight:800;letter-spacing:0;line-height:1.5}.orientation-card h3{margin:0;color:var(--axa-blue-ink);font-size:1.12rem;line-height:1.25}.orientation-card p{margin:0;color:#3c4c64;line-height:1.58}.local-layout{display:grid;grid-template-columns:minmax(0,1.7fr) minmax(280px,.82fr);gap:clamp(32px,6vw,76px);align-items:start}@media (min-width:721px){.local-layout{row-gap:20px}.local-copy{display:contents}.local-copy>.content-links,.local-copy>.section-kicker,.local-copy>.summary-row,.local-copy>h2,.local-copy>p{grid-column:1}.local-copy>.content-links,.local-copy>.section-kicker,.local-copy>.summary-row,.local-copy>p{margin-top:0}.trust-panel{grid-column:2;grid-row:3/span 5}}.local-copy h2{max-width:760px;margin:0;color:var(--axa-blue-ink);font-family:"Publico Headline",Georgia,"Times New Roman",serif;font-size:var(--type-local-title);line-height:var(--line-heading)}.summary-row{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:26px}.summary-row article{padding:18px;background:var(--surface-cool);border:1px solid var(--line);border-left:4px solid var(--axa-red);border-radius:var(--radius)}.summary-row h3{margin:0 0 8px;color:var(--axa-blue-ink);font-size:1rem;line-height:1.25}.summary-row p{margin:0;color:#3c4c64;font-size:1rem;line-height:1.62}.local-copy p{max-width:820px;margin:22px 0 0;color:#334055;font-size:1.06rem;line-height:1.72}.content-links{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.content-links a{display:inline-flex;min-height:48px;align-items:center;padding:0 15px;color:var(--axa-blue);background:#fff;border:1px solid var(--line-strong);border-radius:6px;font-weight:800;transition:border-color .18s,box-shadow .18s,transform .18s}.content-links a:focus-visible,.content-links a:hover{border-color:var(--axa-blue);box-shadow:0 12px 26px rgba(0,24,90,.1);transform:translateY(-2px)}.trust-panel{display:grid;gap:20px;padding:26px;background:var(--surface-cool);border:1px solid var(--line);border-left:5px solid var(--axa-red);border-radius:var(--radius)}.trust-panel h3{margin:0;color:var(--axa-blue-ink);font-size:1.18rem;line-height:1.2}.trust-panel dl{display:grid;gap:16px;margin:0}.trust-panel div{display:grid;gap:4px;padding-top:16px;border-top:1px solid var(--line)}.trust-panel div:first-child{padding-top:0;border-top:0}.trust-panel dt{color:var(--muted);font-size:var(--type-label);font-weight:700}.trust-panel dd{margin:0;color:#213453;line-height:1.45}.trust-panel a{display:inline-flex;min-height:48px;align-items:center;color:var(--axa-blue);font-weight:800;text-decoration:underline;text-underline-offset:4px}.criteria-section{background:linear-gradient(180deg,#fff 0,#f8fbff 100%)}.criteria-layout{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}.criteria-card{display:grid;gap:16px;align-content:start;min-height:360px;padding:28px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 16px 42px rgba(0,24,90,.08)}.criteria-number{color:var(--axa-red-text);font-size:var(--type-label);font-weight:800;letter-spacing:0;line-height:1.5}.criteria-card h3{margin:0;color:var(--axa-blue-ink);font-size:1.22rem;line-height:1.25}.criteria-card p{margin:0;color:#34445d;line-height:1.68}.service-grid{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:16px}.service-card{position:relative;display:grid;grid-template-rows:auto auto minmax(0,1fr) auto;min-height:266px;justify-items:start;align-content:stretch;gap:14px;padding:24px 18px;color:var(--axa-blue-ink);background:#fff;border:1px solid var(--line-strong);border-radius:var(--radius);font-weight:800;text-align:left;transition:transform .18s,border-color .18s,box-shadow .18s}.service-card::after{width:34px;height:3px;margin-top:auto;background:var(--axa-red);content:""}.service-card:focus-visible,.service-card:hover{border-color:var(--axa-blue);box-shadow:var(--shadow);transform:translateY(-4px)}.action-card svg,.contact-list svg,.process-step svg,.service-card svg{fill:none;stroke:currentColor;stroke-linecap:round;stroke-linejoin:round}.service-card svg{width:58px;height:58px;stroke-width:2.3}.service-card span{font-size:1.03rem;line-height:1.2}.service-card p{margin:-4px 0 4px;color:#3c4c64;font-size:1rem;font-weight:400;line-height:1.58}.action-card .accent-line,.process-step .accent-line,.service-card .accent-line{stroke:var(--axa-red)}.action-card .accent-fill,.service-card .accent-fill{fill:var(--axa-red);stroke:none}.detail-section{display:grid;grid-template-columns:minmax(0,1.25fr) minmax(300px,.78fr);gap:clamp(34px,6vw,72px);align-items:start;border-top:1px solid var(--line)}.detail-intro h2{max-width:760px;margin:0;color:var(--axa-blue-ink);font-family:"Publico Headline",Georgia,"Times New Roman",serif;font-size:var(--type-section-title);line-height:var(--line-heading)}.detail-intro p:not(.section-kicker){max-width:800px;margin:22px 0 0;color:#334055;font-size:1.05rem;line-height:1.74}.detail-list{display:grid;gap:16px}.detail-list article{padding:22px;background:var(--surface-cool);border:1px solid var(--line);border-radius:var(--radius)}.detail-list h3{margin:0 0 10px;color:var(--axa-blue-ink);font-size:1.08rem;line-height:1.25}.detail-list p{margin:0;color:#3c4c64;line-height:1.62}.text-link{display:inline-flex;min-height:48px;align-items:center;margin-top:6px;color:var(--axa-blue);font-weight:800;text-decoration:underline;text-underline-offset:4px}.process-section{width:100%;padding-inline:max(24px,calc((100vw - 1180px)/ 2));background:linear-gradient(180deg,#fff 0,#fbfdff 100%)}.process-line{position:relative;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:clamp(18px,4vw,62px);max-width:1040px;margin-inline:auto}.process-line::before{position:absolute;top:26px;left:12%;right:12%;height:1px;background:var(--line);content:""}.process-step{position:relative;display:grid;justify-items:center;gap:16px;text-align:center}.step-number{position:relative;z-index:1;display:inline-grid;width:48px;height:48px;place-items:center;color:#fff;background:var(--axa-blue);border-radius:999px;font-weight:800}.step-icon{display:inline-grid;width:88px;height:88px;place-items:center;color:var(--axa-blue);background:#f3f6fb;border-radius:50%}.step-icon svg{width:48px;height:48px;stroke-width:2.2}.process-step h3{margin:0;color:var(--axa-blue-ink);font-size:1rem}.process-step p{max-width:210px;margin:-6px 0 0;color:var(--muted);font-size:1rem;line-height:1.55}.process-copy{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px;max-width:980px;margin:clamp(36px,6vw,58px) auto 0;padding-top:clamp(28px,5vw,42px);border-top:1px solid var(--line)}.process-copy p{margin:0;color:#34445d;font-size:1.04rem;line-height:1.72}.insight-section{padding-top:clamp(58px,8vw,92px)}.insight-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.insight-card{display:grid;grid-template-rows:auto minmax(0,1fr) auto;gap:14px;align-content:stretch;min-height:300px;padding:24px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 14px 38px rgba(0,24,90,.07)}.insight-card h3{margin:0;color:var(--axa-blue-ink);font-size:1.1rem;line-height:1.25}.insight-card p{margin:0;color:#3c4c64;line-height:1.62}.insight-card a{display:inline-flex;min-height:48px;align-items:center;align-self:end;color:var(--axa-blue);font-weight:800;text-decoration:underline;text-underline-offset:4px}.faq-section{border-top:1px solid var(--line)}.faq-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.faq-list article{padding:24px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 14px 38px rgba(0,24,90,.06)}.faq-list h3{margin:0 0 12px;color:var(--axa-blue-ink);font-size:1.1rem;line-height:1.28}.faq-list p{margin:0;color:#3c4c64;line-height:1.66}.service-section{width:100%;padding-inline:max(24px,calc((100vw - 1180px)/ 2));background:var(--surface-cool);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.action-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px;max-width:1100px;margin-inline:auto}.action-card{display:grid;grid-template-columns:48px 1fr 18px;align-items:center;gap:15px;min-height:96px;padding:22px;color:var(--axa-blue-ink);background:#fff;border:1px solid var(--line-strong);border-radius:var(--radius);font-weight:800;transition:transform .18s,border-color .18s,box-shadow .18s}.action-card:focus-visible,.action-card:hover{border-color:var(--axa-blue);box-shadow:var(--shadow);transform:translateY(-3px)}.action-card svg{width:48px;height:48px;stroke-width:2}.arrow{width:10px;height:10px;border-top:2px solid currentColor;border-right:2px solid currentColor;transform:rotate(45deg)}.site-contact{padding:clamp(60px,8vw,88px) 0;background:var(--surface-cool);border-top:1px solid var(--line)}.site-contact-inner{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(420px,.95fr);gap:clamp(38px,7vw,92px);align-items:center;width:var(--container);margin-inline:auto}.site-contact-copy h2{max-width:620px;margin:0;color:var(--axa-blue-ink);font-family:"Publico Headline",Georgia,"Times New Roman",serif;font-size:var(--type-contact-title);line-height:var(--line-heading)}.site-contact-copy>p:not(.section-kicker){max-width:620px;margin:18px 0 0;color:#334055;font-size:1.08rem;line-height:1.68}.site-contact-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:28px}.site-contact-details{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:0 26px;margin:0;font-style:normal}.site-contact-details a,.site-contact-details>div{display:grid;min-height:82px;align-content:center;padding:12px 0;border-bottom:1px solid var(--line)}.site-contact-details span{color:var(--muted);font-size:.95rem;line-height:1.4}.site-contact-details strong{margin-top:4px;color:var(--axa-blue-ink);font-size:1.05rem;line-height:1.4;overflow-wrap:anywhere}.site-contact-details a:focus-visible strong,.site-contact-details a:hover strong{color:var(--axa-blue);text-decoration:underline;text-underline-offset:4px}.contact-section{display:grid;grid-template-columns:minmax(250px,1fr) minmax(340px,1.18fr) minmax(270px,1fr);gap:34px;padding:clamp(64px,8vw,90px) var(--page-gutter);background:linear-gradient(90deg,#fff 0,#fff 63%,#f1f5fb 63%,#f1f5fb 100%)}.contact-info{display:flex;flex-direction:column;align-items:stretch}.contact-info h2{max-width:420px;font-size:var(--type-contact-title)}.contact-info>.button{align-self:center}.contact-list{display:grid;gap:16px;margin:28px 0 30px;padding:0;list-style:none}.contact-list li{display:grid;grid-template-columns:24px 1fr;align-items:center;gap:15px;min-height:48px;color:#213453}.contact-list svg{width:24px;height:24px;color:var(--axa-blue);stroke-width:2.1}.contact-list a{display:inline-flex;min-height:48px;align-items:center;text-decoration:underline;text-decoration-color:transparent;text-underline-offset:4px;transition:text-decoration-color .18s}.contact-list a:focus-visible,.contact-list a:hover{text-decoration-color:currentColor}.map-card{min-height:310px;overflow:hidden;align-self:stretch;background:#eef3f8;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 18px 46px rgba(0,24,90,.08)}.map-card svg{width:100%;height:100%}.agency-card{align-self:stretch;display:grid;grid-template-columns:82px 1fr;gap:20px;align-content:center;padding:28px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 18px 46px rgba(0,24,90,.08)}.initials{display:grid;width:82px;height:82px;place-items:center;color:#fff;background:linear-gradient(135deg,var(--axa-blue) 0,var(--axa-blue-deep) 100%);border-radius:6px;font-size:2.2rem;font-weight:800}.agency-card h3{margin:0;color:var(--axa-blue-ink);font-size:1.14rem;line-height:1.3}.agency-card p{margin:16px 0 18px;color:#39475d}.agency-card a{display:inline-flex;align-items:center;min-height:48px;padding-inline:16px;color:var(--axa-blue);border:1px solid var(--line);border-radius:6px;font-weight:800}.agency-card a::after{width:9px;height:9px;margin-left:18px;border-top:2px solid currentColor;border-right:2px solid currentColor;content:"";transform:rotate(45deg)}.site-footer{color:#fff;background:radial-gradient(circle at 10% 0,rgba(42,112,255,.24),transparent 35%),linear-gradient(135deg,#00005b 0,#00008f 52%,#001b63 100%)}.footer-main{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:clamp(28px,6vw,78px);width:var(--container);margin-inline:auto;padding:42px 0 38px}.footer-brand{display:flex;flex-direction:column;align-items:flex-start}.footer-brand>img{margin-bottom:16px;aspect-ratio:1/1}.footer-credit{display:inline-grid!important;gap:7px;align-content:end;min-height:48px;margin-top:auto!important;padding-top:24px;text-decoration:none!important}.footer-main .footer-credit span{margin:0;color:rgba(255,255,255,.78);font-size:.9rem}.footer-credit img{display:block;width:148px;height:auto;margin:0;padding:0;background:0 0;border-radius:0;filter:brightness(0) invert(1)}.footer-credit:focus-visible img,.footer-credit:hover img{filter:brightness(0) invert(1)}.footer-main h2,.footer-main p{margin:0 0 12px}.footer-main h2{font-size:1rem}.footer-main a,.footer-main p,.footer-main span{display:block;color:rgba(255,255,255,.88);font-size:1rem;line-height:1.55}.footer-main a,.footer-main span{margin-top:7px}.footer-main a{min-height:48px;align-items:center;text-decoration:underline;text-decoration-color:transparent;text-underline-offset:4px;transition:color .18s,text-decoration-color .18s}.footer-main a:focus-visible,.footer-main a:hover{color:#fff;text-decoration-color:currentColor}.footer-legal{display:flex;flex-wrap:wrap;justify-content:center;gap:16px 28px;padding:20px 24px;border-top:1px solid rgba(255,255,255,.24)}.footer-legal a{display:inline-flex;min-height:48px;align-items:center;color:rgba(255,255,255,.9);font-size:1rem}.footer-cookie-button{display:inline-flex;min-height:48px;align-items:center;padding:0;color:rgba(255,255,255,.9);background:0 0;border:0;font:inherit;font-size:1rem;cursor:pointer;text-decoration:underline;text-decoration-color:transparent;text-underline-offset:4px}.footer-cookie-button:focus-visible,.footer-cookie-button:hover{color:#fff;text-decoration-color:currentColor}.cookie-banner{position:fixed;right:24px;bottom:24px;z-index:30;display:grid;grid-template-columns:minmax(0,1fr) auto;gap:22px;width:min(720px,calc(100vw - 48px));padding:22px;background:#fff;border:1px solid var(--line);border-left:5px solid var(--axa-red);border-radius:var(--radius);box-shadow:0 22px 70px rgba(0,24,90,.22)}.cookie-banner[hidden]{display:none}.cookie-banner h2{margin:0 0 8px;color:var(--axa-blue-ink);font-size:1.18rem;line-height:1.2}.cookie-banner p{margin:0;color:#3c4c64;font-size:1rem;line-height:1.6}.cookie-details{display:grid;gap:8px;margin-top:14px;padding-top:14px;border-top:1px solid var(--line)}.cookie-details[hidden]{display:none}.cookie-option{display:flex;gap:10px;align-items:flex-start;color:#3c4c64;line-height:1.5}.cookie-option input{width:20px;height:20px;margin-top:2px;accent-color:var(--axa-blue);flex:0 0 auto}.cookie-actions{display:flex;flex-direction:column;gap:10px;min-width:210px}.cookie-actions .button{width:100%;min-height:48px;padding-inline:18px;white-space:nowrap}.error-main{display:grid;min-height:calc(100vh - var(--header-height));align-items:center;width:var(--container);margin-inline:auto;padding:clamp(70px,12vw,130px) 0}.error-main>div{max-width:680px}.error-kicker{margin:0 0 12px;color:var(--axa-red);font-weight:800;letter-spacing:0;line-height:1.5}.error-main h1{margin:0;color:var(--axa-blue-ink);font-family:"Publico Headline",Georgia,"Times New Roman",serif;font-size:var(--type-legal-title);line-height:var(--line-display)}.error-main p:not(.error-kicker){max-width:560px;margin:20px 0 0;color:#334055;font-size:1.1rem;line-height:1.65}.error-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.legal-main{container-type:inline-size;width:min(920px,calc(100vw - 48px));margin-inline:auto;padding:clamp(58px,8vw,96px) 0;overflow-wrap:anywhere}.legal-main h1{margin:0;color:var(--axa-blue-ink);font-family:"Publico Headline",Georgia,"Times New Roman",serif;font-size:var(--type-legal-title);line-height:var(--line-display)}.legal-intro{max-width:760px;margin:18px 0 0;color:#334055;font-size:1.12rem;line-height:1.7}.legal-overview{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:30px}.legal-overview a{display:grid;gap:8px;min-height:132px;align-content:start;padding:18px;color:var(--text);background:var(--surface-cool);border:1px solid var(--line);border-radius:var(--radius);transition:border-color .18s,box-shadow .18s,transform .18s}.legal-overview a:focus-visible,.legal-overview a:hover{border-color:var(--axa-blue);box-shadow:0 14px 34px rgba(0,24,90,.1);transform:translateY(-2px)}.legal-overview strong{color:var(--axa-blue-ink);font-size:1.02rem}.legal-overview span{color:#3c4c64;font-size:1rem;line-height:1.58}.legal-section{padding:28px 0;border-top:1px solid var(--line)}.legal-section:first-of-type{margin-top:38px}.legal-section h2{margin:0 0 14px;color:var(--axa-blue-ink);font-size:1.32rem;line-height:1.25}.legal-section h3{margin:22px 0 8px;color:var(--axa-blue-ink);font-size:1.06rem}.legal-section li,.legal-section p{color:#334055;line-height:1.7}.legal-section p{margin:0 0 12px}.legal-section ul{margin:0;padding-left:22px}.legal-section a{display:inline-flex;min-height:48px;align-items:center;max-width:100%;color:var(--axa-blue);font-weight:700;text-decoration:underline;text-underline-offset:4px}.legal-note{margin-top:18px;padding:16px 18px;background:var(--surface-cool);border-left:4px solid var(--axa-red)}.subpage-main{overflow:hidden}.breadcrumb{display:flex;flex-wrap:wrap;gap:8px;width:var(--container);margin:clamp(28px,5vw,52px) auto 0;color:#52627a;font-size:1rem}.breadcrumb a{display:inline-flex;min-height:48px;align-items:center;color:var(--axa-blue);font-weight:800;text-decoration:underline;text-decoration-color:transparent;text-underline-offset:4px}.breadcrumb a:focus-visible,.breadcrumb a:hover{text-decoration-color:currentColor}.breadcrumb span{display:inline-flex;min-height:48px;align-items:center}.page-hero{width:var(--container);margin-inline:auto;padding:clamp(22px,5vw,52px) 0 clamp(52px,8vw,86px)}.page-hero-grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(280px,.85fr);gap:clamp(28px,6vw,82px);align-items:start}.page-kicker{margin:0 0 12px;color:var(--axa-red-text);font-weight:800;letter-spacing:0;line-height:1.5;text-transform:uppercase}.page-hero h1{max-width:760px;margin:0;color:var(--axa-blue-ink);font-family:"Publico Headline",Georgia,"Times New Roman",serif;font-size:var(--type-page-title);line-height:var(--line-display);overflow-wrap:anywhere}.page-summary{max-width:700px;margin:22px 0 0;color:#334055;font-size:var(--type-page-summary);line-height:1.72}.page-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.page-side{display:grid;gap:18px;align-content:start}.page-visual{margin:0;overflow:hidden;background:var(--surface-cool);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 16px 42px rgba(0,24,90,.08)}.page-visual img,.page-visual picture{display:block}.page-visual img{width:100%;height:auto;aspect-ratio:900/506;object-fit:cover}.link-panel{display:grid;gap:14px;padding:24px;background:var(--surface-cool);border:1px solid var(--line);border-left:5px solid var(--axa-red);border-radius:var(--radius)}.link-panel h2{margin:0;color:var(--axa-blue-ink);font-size:1.18rem}.link-panel a{display:inline-flex;min-height:48px;align-items:center;color:var(--axa-blue);font-weight:800;text-decoration:underline;text-underline-offset:4px}.subpage-section{width:var(--container);margin-inline:auto;padding:clamp(52px,8vw,88px) 0;border-top:1px solid var(--line)}.subpage-section h2{margin:0;color:var(--axa-blue-ink);font-family:"Publico Headline",Georgia,"Times New Roman",serif;font-size:var(--type-subsection-title);line-height:var(--line-heading)}.subpage-section>p{max-width:780px;margin:16px 0 0;color:#334055;font-size:1.08rem;line-height:1.72}.two-column{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:clamp(26px,5vw,64px);align-items:start}.two-column p{margin:0 0 14px;color:#334055;font-size:1.04rem;line-height:1.72}.topic-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:30px}.topic-card{display:grid;gap:12px;align-content:start;min-height:230px;padding:24px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 14px 38px rgba(0,24,90,.07)}.topic-card h3{margin:0;color:var(--axa-blue-ink);font-size:1.12rem;line-height:1.25}.topic-card p{margin:0;color:#3c4c64;line-height:1.62}.visual-card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:30px}.visual-card{display:grid;align-content:start;overflow:hidden;min-height:100%;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 14px 38px rgba(0,24,90,.07);transition:border-color .18s,box-shadow .18s,transform .18s}.visual-card:focus-within,.visual-card:hover{border-color:var(--axa-blue);box-shadow:0 18px 44px rgba(0,24,90,.11);transform:translateY(-2px)}.content-visual img,.visual-card img{display:block;width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;background:var(--surface-cool)}.visual-card-body{display:grid;gap:12px;align-content:start;padding:24px}.visual-card h3{margin:0;color:var(--axa-blue-ink);font-size:1.14rem;line-height:1.25}.visual-card p{margin:0;color:#3c4c64;line-height:1.62}.visual-split{display:grid;grid-template-columns:minmax(280px,.76fr) minmax(0,1fr);gap:clamp(24px,5vw,54px);align-items:center;margin-top:28px}.content-visual{margin:0;overflow:hidden;background:var(--surface-cool);border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 14px 38px rgba(0,24,90,.07)}.visual-split p{margin:0;color:#334055;font-size:1.08rem;line-height:1.72}.check-list{display:grid;gap:12px;margin:0;padding:0;list-style:none}.check-list li{position:relative;padding:14px 16px 14px 42px;color:#334055;background:var(--surface-cool);border:1px solid var(--line);border-radius:var(--radius);line-height:1.55}.check-list li::before{position:absolute;top:17px;left:16px;width:10px;height:10px;background:var(--axa-red);content:"";transform:rotate(45deg)}.related-pages{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:28px}.related-pages a{display:grid;gap:8px;min-height:132px;align-content:start;padding:20px;color:var(--text);background:var(--surface-cool);border:1px solid var(--line);border-radius:var(--radius);transition:border-color .18s,box-shadow .18s,transform .18s}.related-pages a:focus-visible,.related-pages a:hover{border-color:var(--axa-blue);box-shadow:0 14px 34px rgba(0,24,90,.1);transform:translateY(-2px)}.related-pages strong{color:var(--axa-blue-ink);font-size:1.04rem}.related-pages span{color:#3c4c64;line-height:1.5}.update-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:30px}.update-card{display:grid;grid-template-rows:auto auto minmax(0,1fr) auto;gap:14px;align-content:stretch;min-height:232px;padding:24px;color:var(--text);background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 14px 38px rgba(0,24,90,.07);transition:border-color .18s,box-shadow .18s,transform .18s}a.update-card:focus-visible,a.update-card:hover{border-color:var(--axa-blue);box-shadow:var(--shadow);transform:translateY(-3px)}.update-card time{color:var(--axa-red-text);font-size:var(--type-label);font-weight:800;line-height:1.5}.profile-grid h3,.update-card h3{margin:0;color:var(--axa-blue-ink);font-size:1.13rem;line-height:1.25}.profile-grid p,.update-card p{margin:0;color:#3c4c64;line-height:1.62}.profile-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:30px}.profile-grid article{display:grid;gap:10px;align-content:start;padding:22px;background:var(--surface-cool);border:1px solid var(--line);border-left:5px solid var(--axa-red);border-radius:var(--radius)}.location-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:30px}.location-card{display:grid;grid-template-rows:auto auto auto minmax(0,1fr) auto;gap:12px;align-content:stretch;padding:24px;background:var(--surface-cool);border:1px solid var(--line);border-left:5px solid var(--axa-red);border-radius:var(--radius)}.location-card .page-kicker,.location-card address,.location-card h3,.location-card p{margin:0}.location-card h3{color:var(--axa-blue-ink);font-family:var(--font-headline);font-size:1.6rem;line-height:1.15}.location-card address{color:#334055;font-style:normal;font-size:1.05rem;line-height:1.55}.location-card p:not(.page-kicker){color:#3c4c64;line-height:1.62}.location-card .page-actions{align-self:end;margin-top:6px}.location-note{margin:18px 0 0;color:#5b6b83;font-size:.95rem}.person-profile{display:grid;grid-template-columns:minmax(150px,.34fr) minmax(0,1fr);gap:clamp(26px,5vw,64px);align-items:start}.person-mark{display:grid;place-items:center;width:min(100%,160px);aspect-ratio:1;color:#fff;background:var(--axa-blue);border-left:8px solid var(--axa-red);border-radius:var(--radius);font-family:var(--font-headline);font-size:3rem;line-height:1}.person-profile-copy h2,.person-profile-copy>:first-child{margin-top:0}.person-facts{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px 24px;margin:24px 0}.person-facts div{padding-top:12px;border-top:1px solid var(--line)}.person-facts dt{color:#5b6b83;font-size:.9rem;font-weight:700}.person-facts dd{margin:5px 0 0;color:var(--axa-blue-ink);font-weight:700;line-height:1.45}.article-meta{display:flex;flex-wrap:wrap;gap:8px 18px;margin-bottom:14px;color:#5b6b83;font-size:.94rem;font-weight:700}.editorial-article>h2{max-width:850px}.editorial-article .article-lead{max-width:850px;color:#334055;font-size:1.08rem;line-height:1.72}.source-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:28px}.source-list a,.source-list article{display:grid;gap:8px;min-height:132px;align-content:start;padding:20px;color:var(--text);background:var(--surface-cool);border:1px solid var(--line);border-radius:var(--radius);transition:border-color .18s,box-shadow .18s,transform .18s}.source-list a:focus-visible,.source-list a:hover{border-color:var(--axa-blue);box-shadow:0 14px 34px rgba(0,24,90,.1);transform:translateY(-2px)}.source-list strong{color:var(--axa-blue-ink);font-size:1.04rem}.source-list span{color:#3c4c64;line-height:1.5}@container (max-width:760px){.legal-overview{grid-template-columns:1fr}.legal-overview a{min-height:0}.legal-section{padding:24px 0}}@media (max-width:1280px){:root{--type-brand:1.08rem;--type-hero-title:3.6rem;--type-hero-text:1.12rem;--type-section-title:2.45rem;--type-local-title:2.55rem;--type-contact-title:2.2rem;--type-page-title:3.6rem;--type-legal-title:3.1rem;--type-page-summary:1.12rem;--type-subsection-title:2.45rem;--line-display:1.04}.site-header{--header-height:78px;flex-wrap:wrap;padding-inline:22px}.brand{gap:12px}.brand-name{display:block}.brand img{width:48px;height:48px}.site-nav{flex-basis:100%;display:grid;grid-template-columns:1fr;gap:0;padding:10px;background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow)}html.nav-enhanced .menu-toggle{display:block}html.nav-enhanced .site-header{flex-wrap:nowrap}html.nav-enhanced .site-nav{position:fixed;inset:var(--header-height) 16px auto 16px;display:none}html.nav-enhanced .site-nav.is-open{display:grid}.nav-cta,.site-nav a:not(.nav-cta){min-height:50px;justify-content:flex-start;padding:0 14px}.site-nav a:not(.nav-cta)::after{display:none}.nav-cta{justify-content:center;margin-top:8px}.hero{grid-template-columns:1fr;min-height:0;background:#fff}.hero-copy{grid-column:1;justify-self:stretch;width:100%;padding:58px 24px 38px}.hero-media{position:relative;z-index:auto;inset:auto;min-height:420px}.hero-media::after{background:linear-gradient(180deg,#fff 0,rgba(255,255,255,0) 28%)}.service-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.orientation-grid,.summary-row{grid-template-columns:repeat(2,minmax(0,1fr))}.criteria-layout,.detail-section,.page-hero-grid,.two-column{grid-template-columns:1fr}.criteria-card{min-height:0}.action-grid,.insight-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.contact-section{grid-template-columns:1fr 1fr;background:linear-gradient(180deg,#fff 0,#fff 45%,#f1f5fb 45%,#f1f5fb 100%)}.contact-info{grid-column:1/-1}.footer-main{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:980px){.site-contact-inner{grid-template-columns:1fr}.site-contact-copy{max-width:720px}.visual-card-grid,.visual-split{grid-template-columns:1fr}.visual-card{grid-template-columns:minmax(220px,.72fr) minmax(0,1fr)}.visual-card img{height:100%;min-height:230px}}@media (max-width:720px){:root{--container:min(100vw - 32px, 1180px);--page-gutter:16px;--type-brand:1rem;--type-nav:1rem;--type-label:1rem;--type-hero-title:2.45rem;--type-hero-text:1.0625rem;--type-section-title:2rem;--type-local-title:2rem;--type-contact-title:2rem;--type-page-title:2.35rem;--type-legal-title:2.35rem;--type-page-summary:1.0625rem;--type-subsection-title:2rem;--line-display:1.08;--line-heading:1.16}.site-header{min-height:74px;padding-inline:16px}.brand img{width:48px;height:48px}html.nav-enhanced .site-nav{inset:74px 12px auto}.hero-copy{padding-inline:16px}.hero-actions{align-items:stretch;flex-direction:column}.button{width:100%}.hero-media{min-height:290px}.brand-sash{right:4%;bottom:-90px;width:52px;height:250px}.contact-section,.process-section,.section,.service-section,.site-contact{padding-top:58px;padding-bottom:58px}.section-heading{text-align:left}.action-grid,.contact-section,.criteria-layout,.detail-section,.faq-list,.footer-main,.insight-grid,.local-layout,.location-grid,.orientation-grid,.page-hero-grid,.person-facts,.person-profile,.process-copy,.process-line,.profile-grid,.related-pages,.service-grid,.source-list,.summary-row,.topic-grid,.two-column,.update-list{grid-template-columns:1fr}.footer-main>.footer-credit{justify-self:start;margin-top:0!important;padding-top:0}.service-card{min-height:0}.person-mark{width:112px;font-size:2.25rem}.content-links a{width:100%}.criteria-card,.detail-list article,.faq-list article,.insight-card,.link-panel,.orientation-card,.profile-grid article,.related-pages a,.source-list a,.source-list article,.summary-row article,.topic-card,.trust-panel,.update-card{padding:20px}.page-actions{align-items:stretch;flex-direction:column}.site-contact-details{grid-template-columns:1fr}.site-contact-actions{align-items:stretch;flex-direction:column}.insight-card{min-height:0}.visual-card{grid-template-columns:1fr}.visual-card img{height:auto;min-height:0}.process-line{gap:28px}.process-line::before{top:0;bottom:0;left:23px;right:auto;width:1px;height:auto}.process-step{grid-template-columns:46px 74px 1fr;justify-items:start;gap:14px;text-align:left}.step-number{grid-row:1/span 2}.step-icon{width:74px;height:74px}.step-icon svg{width:40px;height:40px}.process-step h3,.process-step p{grid-column:3}.process-step p{max-width:none}.action-card{min-height:86px;padding:18px}.map-card{min-height:250px}.agency-card{grid-template-columns:1fr}.footer-legal{justify-content:flex-start;gap:12px 20px;padding-inline:16px}.footer-cookie-button,.footer-legal a{white-space:nowrap}.cookie-banner{right:12px;bottom:10px;grid-template-columns:1fr;gap:12px;width:calc(100vw - 24px);max-height:min(46vh,calc(100vh - var(--header-height) - 24px));overflow-y:auto;overscroll-behavior:contain;padding:12px}.cookie-banner h2{margin-bottom:4px;font-size:1.05rem}.cookie-banner p{line-height:1.5}.cookie-details{gap:6px;margin-top:10px;padding-top:10px}.cookie-actions{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px;min-width:0}.cookie-actions .button{min-height:48px;padding-inline:10px}}@media (prefers-reduced-motion:reduce){*,::after,::before{scroll-behavior:auto!important;transition-duration:0s!important;animation-duration:0s!important;animation-iteration-count:1!important}}