:root {
  --axa-blue: #00008f;
  --axa-blue-deep: #00005b;
  --axa-blue-ink: #06195b;
  --axa-red: #ff1721;
  --axa-red-text: #d10f1b;
  --text: #071947;
  --muted: #5f6e84;
  --line: #cfd8e8;
  --line-strong: #9dadcf;
  --surface: #ffffff;
  --surface-cool: #f6f9fd;
  --surface-blue: #eef5ff;
  --shadow: 0 18px 60px rgba(0, 24, 90, .12);
  --container: min(1180px, calc(100vw - 48px));
  --page-gutter: max(32px, calc((100vw - 1280px) / 2));
  --radius: 8px;
  --header-height: 86px;
  font-family: "Source Sans Pro", Arial, Helvetica, sans-serif;
  color: var(--text);
  background: var(--surface);
  scroll-behavior: smooth;
}

@font-face {
  font-family: "Publico Headline";
  src: url("assets/fonts/Publico-Headline-Bold.woff2") format("woff2");
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: "Source Sans Pro";
  src: url("assets/fonts/SourceSansPro-Regular.woff2") format("woff2");
  font-weight: 400;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: "Source Sans Pro";
  src: url("assets/fonts/SourceSansPro-Semibold.woff2") format("woff2");
  font-weight: 700;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: "Source Sans Pro";
  src: url("assets/fonts/SourceSansPro-Bold.woff2") format("woff2");
  font-weight: 800;
  font-style: normal;
  font-display: swap;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  color: var(--text);
  background: var(--surface);
  font-size: 16px;
  line-height: 1.5;
  text-rendering: optimizeLegibility;
}

[id] {
  scroll-margin-top: calc(var(--header-height) + 18px);
}

body.menu-open {
  overflow: hidden;
}

img,
svg {
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

:focus-visible {
  outline: 3px solid rgba(255, 23, 33, .45);
  outline-offset: 4px;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.skip-link {
  position: fixed;
  left: 16px;
  top: 16px;
  z-index: 20;
  padding: 10px 14px;
  color: #ffffff;
  background: var(--axa-blue);
  border-radius: 4px;
  transform: translateY(-150%);
  transition: transform .18s ease;
}

.skip-link:focus {
  transform: translateY(0);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  min-height: var(--header-height);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 14px var(--page-gutter);
  background: rgba(255, 255, 255, .94);
  border-bottom: 1px solid rgba(205, 216, 232, .86);
  backdrop-filter: blur(16px);
}

.brand {
  display: flex;
  align-items: center;
  gap: 18px;
  min-width: 0;
  color: var(--axa-blue-ink);
  font-size: clamp(1rem, 1.8vw, 1.22rem);
  font-weight: 800;
  line-height: 1.15;
}

.brand img {
  flex: 0 0 auto;
  width: 54px;
  height: 54px;
}

.brand span {
  overflow-wrap: anywhere;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: clamp(10px, 1.35vw, 18px);
  color: var(--axa-blue-ink);
  font-size: .9rem;
  font-weight: 700;
}

.site-nav a:not(.nav-cta) {
  position: relative;
  min-width: 44px;
  min-height: 44px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 10px 0;
}

.site-nav a:not(.nav-cta)::after {
  position: absolute;
  left: 0;
  bottom: 3px;
  width: 100%;
  height: 2px;
  background: var(--axa-red);
  content: "";
  transform: scaleX(0);
  transform-origin: right;
  transition: transform .18s ease;
}

.site-nav a:not(.nav-cta):hover::after,
.site-nav a:not(.nav-cta):focus-visible::after,
.site-nav a[aria-current="page"]::after {
  transform: scaleX(1);
  transform-origin: left;
}

.nav-cta,
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 0 24px;
  border-radius: 6px;
  font-weight: 800;
  line-height: 1;
  transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease, background .18s ease;
}

.nav-cta,
.button-primary {
  color: #ffffff;
  background: var(--axa-blue);
  box-shadow: 0 12px 26px rgba(0, 0, 143, .19);
}

.nav-cta {
  min-height: 48px;
  padding-inline: 18px;
}

.button:hover,
.nav-cta:hover {
  transform: translateY(-2px);
}

.button-primary:hover,
.nav-cta:hover {
  background: var(--axa-blue-deep);
  box-shadow: 0 16px 30px rgba(0, 0, 143, .24);
}

.button-outline {
  gap: 10px;
  color: var(--axa-blue);
  background: rgba(255, 255, 255, .84);
  border: 2px solid var(--line-strong);
}

.button-outline:hover {
  border-color: var(--axa-blue);
  box-shadow: 0 14px 28px rgba(0, 24, 90, .12);
}

.button svg {
  width: 21px;
  height: 21px;
  fill: none;
  stroke: currentColor;
  stroke-linecap: round;
  stroke-linejoin: round;
  stroke-width: 2.2;
}

.menu-toggle {
  display: none;
  flex: 0 0 46px;
  width: 46px;
  height: 46px;
  padding: 0;
  color: var(--axa-blue);
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: 6px;
}

.menu-toggle span:not(.visually-hidden) {
  display: block;
  width: 21px;
  height: 2px;
  margin: 4px auto;
  background: currentColor;
  border-radius: 999px;
  transition: transform .18s ease, opacity .18s ease;
}

.menu-toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(6px) rotate(45deg);
}

.menu-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.menu-toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-6px) rotate(-45deg);
}

.hero {
  position: relative;
  display: grid;
  grid-template-columns: minmax(420px, 50%) minmax(0, 50%);
  min-height: min(760px, calc(100vh - var(--header-height) - 52px));
  overflow: hidden;
  background:
    linear-gradient(90deg, #ffffff 0%, #ffffff 38%, rgba(255, 255, 255, .84) 47%, rgba(255, 255, 255, 0) 61%),
    var(--surface-cool);
  border-bottom: 1px solid var(--line);
}

.hero-copy {
  position: relative;
  z-index: 2;
  align-self: center;
  width: min(100%, 650px);
  padding: clamp(54px, 8vw, 104px) clamp(24px, 5vw, 70px) clamp(54px, 7vw, 96px) var(--page-gutter);
}

.hero h1 {
  max-width: 700px;
  margin: 0;
  color: var(--axa-blue-ink);
  font-family: "Publico Headline", Georgia, "Times New Roman", serif;
  font-size: clamp(2.75rem, 4.4vw, 4.25rem);
  font-weight: 700;
  line-height: .98;
}

.hero p {
  max-width: 560px;
  margin: 28px 0 0;
  color: #334055;
  font-size: clamp(1.05rem, 1.7vw, 1.26rem);
  line-height: 1.68;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 18px;
  margin-top: 34px;
}

.hero-media {
  position: relative;
  min-height: 470px;
}

.hero-media picture,
.hero-media img {
  width: 100%;
  height: 100%;
}

.hero-media picture {
  display: block;
}

.hero-media img {
  object-fit: cover;
  object-position: center;
}

.hero-media::after {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(255, 255, 255, .64) 0%, rgba(255, 255, 255, 0) 25%);
  content: "";
  pointer-events: none;
}

.brand-sash {
  position: absolute;
  right: 6%;
  bottom: -70px;
  width: 74px;
  height: 330px;
  background: var(--axa-red);
  transform: rotate(31deg);
  transform-origin: bottom center;
}

.section {
  width: var(--container);
  margin-inline: auto;
  padding: clamp(68px, 9vw, 112px) 0;
}

.section-tight {
  padding-top: clamp(50px, 7vw, 70px);
}

.section-heading {
  max-width: 740px;
  margin: 0 auto clamp(34px, 5vw, 48px);
  text-align: center;
}

.section-heading h2,
.contact-info h2 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-family: "Publico Headline", Georgia, "Times New Roman", serif;
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.08;
}

.section-heading p {
  margin: 12px 0 0;
  color: var(--muted);
  font-size: clamp(1rem, 1.5vw, 1.16rem);
}

.section-kicker {
  margin: 0 0 12px;
  color: var(--axa-red-text);
  font-size: .82rem;
  font-weight: 800;
  letter-spacing: .06em;
  line-height: 1.25;
  text-transform: uppercase;
}

.local-section {
  border-bottom: 1px solid var(--line);
}

.local-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.7fr) minmax(280px, .82fr);
  gap: clamp(32px, 6vw, 76px);
  align-items: start;
}

.local-copy h2 {
  max-width: 760px;
  margin: 0;
  color: var(--axa-blue-ink);
  font-family: "Publico Headline", Georgia, "Times New Roman", serif;
  font-size: clamp(2.05rem, 4vw, 3.2rem);
  line-height: 1.06;
}

.local-copy p {
  max-width: 820px;
  margin: 22px 0 0;
  color: #334055;
  font-size: 1.06rem;
  line-height: 1.72;
}

.content-links {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 28px;
}

.content-links a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  padding: 0 15px;
  color: var(--axa-blue);
  background: #ffffff;
  border: 1px solid var(--line-strong);
  border-radius: 6px;
  font-weight: 800;
  transition: border-color .18s ease, box-shadow .18s ease, transform .18s ease;
}

.content-links a:hover,
.content-links a:focus-visible {
  border-color: var(--axa-blue);
  box-shadow: 0 12px 26px rgba(0, 24, 90, .1);
  transform: translateY(-2px);
}

.trust-panel {
  display: grid;
  gap: 20px;
  padding: 26px;
  background: var(--surface-cool);
  border: 1px solid var(--line);
  border-left: 5px solid var(--axa-red);
  border-radius: var(--radius);
}

.trust-panel h3 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-size: 1.18rem;
  line-height: 1.2;
}

.trust-panel dl {
  display: grid;
  gap: 16px;
  margin: 0;
}

.trust-panel div {
  display: grid;
  gap: 4px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
}

.trust-panel div:first-child {
  padding-top: 0;
  border-top: 0;
}

.trust-panel dt {
  color: var(--muted);
  font-size: .88rem;
  font-weight: 700;
}

.trust-panel dd {
  margin: 0;
  color: #213453;
  line-height: 1.45;
}

.trust-panel a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  color: var(--axa-blue);
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 4px;
}

.criteria-section {
  background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.criteria-layout {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.criteria-card {
  display: grid;
  gap: 16px;
  align-content: start;
  min-height: 360px;
  padding: 28px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 16px 42px rgba(0, 24, 90, .08);
}

.criteria-number {
  color: var(--axa-red-text);
  font-size: .92rem;
  font-weight: 800;
  letter-spacing: .08em;
}

.criteria-card h3 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-size: 1.22rem;
  line-height: 1.25;
}

.criteria-card p {
  margin: 0;
  color: #34445d;
  line-height: 1.68;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 16px;
}

.service-card {
  position: relative;
  display: grid;
  min-height: 266px;
  justify-items: start;
  align-content: start;
  gap: 14px;
  padding: 24px 18px;
  color: var(--axa-blue-ink);
  background: #ffffff;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  font-weight: 800;
  text-align: left;
  transition: transform .18s ease, border-color .18s ease, box-shadow .18s ease;
}

.service-card::after {
  width: 34px;
  height: 3px;
  margin-top: auto;
  background: var(--axa-red);
  content: "";
}

.service-card:hover,
.service-card:focus-visible {
  border-color: var(--axa-blue);
  box-shadow: var(--shadow);
  transform: translateY(-4px);
}

.service-card svg,
.action-card svg,
.process-step svg,
.contact-list svg {
  fill: none;
  stroke: currentColor;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.service-card svg {
  width: 58px;
  height: 58px;
  stroke-width: 2.3;
}

.service-card span {
  font-size: 1.03rem;
  line-height: 1.2;
}

.service-card p {
  margin: -4px 0 4px;
  color: #3c4c64;
  font-size: .93rem;
  font-weight: 400;
  line-height: 1.45;
}

.service-card .accent-line,
.action-card .accent-line,
.process-step .accent-line {
  stroke: var(--axa-red);
}

.service-card .accent-fill,
.action-card .accent-fill {
  fill: var(--axa-red);
  stroke: none;
}

.detail-section {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(300px, .78fr);
  gap: clamp(34px, 6vw, 72px);
  align-items: start;
  border-top: 1px solid var(--line);
}

.detail-intro h2 {
  max-width: 760px;
  margin: 0;
  color: var(--axa-blue-ink);
  font-family: "Publico Headline", Georgia, "Times New Roman", serif;
  font-size: clamp(2rem, 4vw, 3rem);
  line-height: 1.08;
}

.detail-intro p:not(.section-kicker) {
  max-width: 800px;
  margin: 22px 0 0;
  color: #334055;
  font-size: 1.05rem;
  line-height: 1.74;
}

.detail-list {
  display: grid;
  gap: 16px;
}

.detail-list article {
  padding: 22px;
  background: var(--surface-cool);
  border: 1px solid var(--line);
  border-radius: var(--radius);
}

.detail-list h3 {
  margin: 0 0 10px;
  color: var(--axa-blue-ink);
  font-size: 1.08rem;
  line-height: 1.25;
}

.detail-list p {
  margin: 0;
  color: #3c4c64;
  line-height: 1.62;
}

.text-link {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  margin-top: 6px;
  color: var(--axa-blue);
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 4px;
}

.process-section {
  width: 100%;
  padding-inline: max(24px, calc((100vw - 1180px) / 2));
  background: linear-gradient(180deg, #ffffff 0%, #fbfdff 100%);
}

.process-line {
  position: relative;
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: clamp(18px, 4vw, 62px);
  max-width: 1040px;
  margin-inline: auto;
}

.process-line::before {
  position: absolute;
  top: 26px;
  left: 12%;
  right: 12%;
  height: 1px;
  background: var(--line);
  content: "";
}

.process-step {
  position: relative;
  display: grid;
  justify-items: center;
  gap: 16px;
  text-align: center;
}

.step-number {
  position: relative;
  z-index: 1;
  display: inline-grid;
  width: 46px;
  height: 46px;
  place-items: center;
  color: #ffffff;
  background: var(--axa-blue);
  border-radius: 999px;
  font-weight: 800;
}

.step-icon {
  display: inline-grid;
  width: 88px;
  height: 88px;
  place-items: center;
  color: var(--axa-blue);
  background: #f3f6fb;
  border-radius: 50%;
}

.step-icon svg {
  width: 48px;
  height: 48px;
  stroke-width: 2.2;
}

.process-step h3 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-size: 1rem;
}

.process-step p {
  max-width: 210px;
  margin: -6px 0 0;
  color: var(--muted);
  font-size: .95rem;
}

.process-copy {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 28px;
  max-width: 980px;
  margin: clamp(36px, 6vw, 58px) auto 0;
  padding-top: clamp(28px, 5vw, 42px);
  border-top: 1px solid var(--line);
}

.process-copy p {
  margin: 0;
  color: #34445d;
  font-size: 1.04rem;
  line-height: 1.72;
}

.insight-section {
  padding-top: clamp(58px, 8vw, 92px);
}

.insight-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.insight-card {
  display: grid;
  gap: 14px;
  align-content: start;
  min-height: 300px;
  padding: 24px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 14px 38px rgba(0, 24, 90, .07);
}

.insight-card h3 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-size: 1.1rem;
  line-height: 1.25;
}

.insight-card p {
  margin: 0;
  color: #3c4c64;
  line-height: 1.62;
}

.insight-card a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  align-self: end;
  color: var(--axa-blue);
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 4px;
}

.faq-section {
  border-top: 1px solid var(--line);
}

.faq-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.faq-list article {
  padding: 24px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 14px 38px rgba(0, 24, 90, .06);
}

.faq-list h3 {
  margin: 0 0 12px;
  color: var(--axa-blue-ink);
  font-size: 1.1rem;
  line-height: 1.28;
}

.faq-list p {
  margin: 0;
  color: #3c4c64;
  line-height: 1.66;
}

.service-section {
  width: 100%;
  padding-inline: max(24px, calc((100vw - 1180px) / 2));
  background: var(--surface-cool);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.action-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 22px;
  max-width: 1100px;
  margin-inline: auto;
}

.action-card {
  display: grid;
  grid-template-columns: 48px 1fr 18px;
  align-items: center;
  gap: 15px;
  min-height: 96px;
  padding: 22px;
  color: var(--axa-blue-ink);
  background: #ffffff;
  border: 1px solid var(--line-strong);
  border-radius: var(--radius);
  font-weight: 800;
  transition: transform .18s ease, border-color .18s ease, box-shadow .18s ease;
}

.action-card:hover,
.action-card:focus-visible {
  border-color: var(--axa-blue);
  box-shadow: var(--shadow);
  transform: translateY(-3px);
}

.action-card svg {
  width: 48px;
  height: 48px;
  stroke-width: 2;
}

.arrow {
  width: 10px;
  height: 10px;
  border-top: 2px solid currentColor;
  border-right: 2px solid currentColor;
  transform: rotate(45deg);
}

.contact-section {
  display: grid;
  grid-template-columns: minmax(250px, 1fr) minmax(340px, 1.18fr) minmax(270px, 1fr);
  gap: 34px;
  padding: clamp(64px, 8vw, 90px) var(--page-gutter);
  background: linear-gradient(90deg, #ffffff 0%, #ffffff 63%, #f1f5fb 63%, #f1f5fb 100%);
}

.contact-info h2 {
  max-width: 420px;
  font-size: clamp(1.75rem, 3vw, 2.4rem);
}

.contact-list {
  display: grid;
  gap: 16px;
  margin: 28px 0 30px;
  padding: 0;
  list-style: none;
}

.contact-list li {
  display: grid;
  grid-template-columns: 24px 1fr;
  align-items: center;
  gap: 15px;
  min-height: 44px;
  color: #213453;
}

.contact-list svg {
  width: 24px;
  height: 24px;
  color: var(--axa-blue);
  stroke-width: 2.1;
}

.contact-list a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  text-decoration: underline;
  text-decoration-color: transparent;
  text-underline-offset: 4px;
  transition: text-decoration-color .18s ease;
}

.contact-list a:hover,
.contact-list a:focus-visible {
  text-decoration-color: currentColor;
}

.map-card {
  min-height: 310px;
  overflow: hidden;
  align-self: stretch;
  background: #eef3f8;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 18px 46px rgba(0, 24, 90, .08);
}

.map-card svg {
  width: 100%;
  height: 100%;
}

.agency-card {
  align-self: center;
  display: grid;
  grid-template-columns: 82px 1fr;
  gap: 20px;
  padding: 28px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 18px 46px rgba(0, 24, 90, .08);
}

.initials {
  display: grid;
  width: 82px;
  height: 82px;
  place-items: center;
  color: #ffffff;
  background: linear-gradient(135deg, var(--axa-blue) 0%, var(--axa-blue-deep) 100%);
  border-radius: 6px;
  font-size: 2.2rem;
  font-weight: 800;
}

.agency-card h3 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-size: 1.14rem;
  line-height: 1.3;
}

.agency-card p {
  margin: 16px 0 18px;
  color: #39475d;
}

.agency-card a {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  padding-inline: 16px;
  color: var(--axa-blue);
  border: 1px solid var(--line);
  border-radius: 6px;
  font-weight: 800;
}

.agency-card a::after {
  width: 9px;
  height: 9px;
  margin-left: 18px;
  border-top: 2px solid currentColor;
  border-right: 2px solid currentColor;
  content: "";
  transform: rotate(45deg);
}

.site-footer {
  color: #ffffff;
  background:
    radial-gradient(circle at 10% 0%, rgba(42, 112, 255, .24), transparent 35%),
    linear-gradient(135deg, #00005b 0%, #00008f 52%, #001b63 100%);
}

.footer-main {
  display: grid;
  grid-template-columns: 1.6fr repeat(3, 1fr);
  gap: clamp(28px, 6vw, 78px);
  width: var(--container);
  margin-inline: auto;
  padding: 42px 0 38px;
}

.footer-brand img {
  margin-bottom: 16px;
}

.footer-main h2,
.footer-main p {
  margin: 0 0 12px;
}

.footer-main h2 {
  font-size: 1rem;
}

.footer-main p,
.footer-main a,
.footer-main span {
  display: block;
  color: rgba(255, 255, 255, .88);
  font-size: .95rem;
}

.footer-main a,
.footer-main span {
  margin-top: 7px;
}

.footer-main a {
  min-height: 44px;
  align-items: center;
  text-decoration: underline;
  text-decoration-color: transparent;
  text-underline-offset: 4px;
  transition: color .18s ease, text-decoration-color .18s ease;
}

.footer-main a:hover,
.footer-main a:focus-visible {
  color: #ffffff;
  text-decoration-color: currentColor;
}

.footer-legal {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 16px 28px;
  padding: 20px 24px;
  border-top: 1px solid rgba(255, 255, 255, .24);
}

.footer-legal a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  color: rgba(255, 255, 255, .9);
  font-size: .9rem;
}

.footer-cookie-button {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  padding: 0;
  color: rgba(255, 255, 255, .9);
  background: transparent;
  border: 0;
  font: inherit;
  font-size: .9rem;
  cursor: pointer;
  text-decoration: underline;
  text-decoration-color: transparent;
  text-underline-offset: 4px;
}

.footer-cookie-button:hover,
.footer-cookie-button:focus-visible {
  color: #ffffff;
  text-decoration-color: currentColor;
}

.cookie-banner {
  position: fixed;
  right: 24px;
  bottom: 24px;
  z-index: 30;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 22px;
  width: min(720px, calc(100vw - 48px));
  padding: 22px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-left: 5px solid var(--axa-red);
  border-radius: var(--radius);
  box-shadow: 0 22px 70px rgba(0, 24, 90, .22);
}

.cookie-banner[hidden] {
  display: none;
}

.cookie-banner h2 {
  margin: 0 0 8px;
  color: var(--axa-blue-ink);
  font-size: 1.18rem;
  line-height: 1.2;
}

.cookie-banner p {
  margin: 0;
  color: #3c4c64;
  font-size: .98rem;
}

.cookie-details {
  display: grid;
  gap: 8px;
  margin-top: 14px;
  padding-top: 14px;
  border-top: 1px solid var(--line);
}

.cookie-details[hidden] {
  display: none;
}

.cookie-actions {
  display: flex;
  flex-direction: column;
  gap: 10px;
  min-width: 210px;
}

.cookie-actions .button {
  width: 100%;
  min-height: 48px;
  padding-inline: 18px;
  white-space: nowrap;
}

.error-main {
  display: grid;
  min-height: calc(100vh - var(--header-height));
  align-items: center;
  width: var(--container);
  margin-inline: auto;
  padding: clamp(70px, 12vw, 130px) 0;
}

.error-main > div {
  max-width: 680px;
}

.error-kicker {
  margin: 0 0 12px;
  color: var(--axa-red);
  font-weight: 800;
  letter-spacing: .04em;
}

.error-main h1 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-family: "Publico Headline", Georgia, "Times New Roman", serif;
  font-size: clamp(2.35rem, 6vw, 4rem);
  line-height: 1.02;
}

.error-main p:not(.error-kicker) {
  max-width: 560px;
  margin: 20px 0 0;
  color: #334055;
  font-size: 1.1rem;
  line-height: 1.65;
}

.error-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}

.legal-main {
  container-type: inline-size;
  width: min(920px, calc(100vw - 48px));
  margin-inline: auto;
  padding: clamp(58px, 8vw, 96px) 0;
  overflow-wrap: anywhere;
}

.legal-main h1 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-family: "Publico Headline", Georgia, "Times New Roman", serif;
  font-size: clamp(2.35rem, 6vw, 4rem);
  line-height: 1.04;
}

.legal-intro {
  max-width: 760px;
  margin: 18px 0 0;
  color: #334055;
  font-size: 1.12rem;
  line-height: 1.7;
}

.legal-overview {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin-top: 30px;
}

.legal-overview a {
  display: grid;
  gap: 8px;
  min-height: 132px;
  align-content: start;
  padding: 18px;
  color: var(--text);
  background: var(--surface-cool);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: border-color .18s ease, box-shadow .18s ease, transform .18s ease;
}

.legal-overview a:hover,
.legal-overview a:focus-visible {
  border-color: var(--axa-blue);
  box-shadow: 0 14px 34px rgba(0, 24, 90, .1);
  transform: translateY(-2px);
}

.legal-overview strong {
  color: var(--axa-blue-ink);
  font-size: 1.02rem;
}

.legal-overview span {
  color: #3c4c64;
  font-size: .96rem;
  line-height: 1.45;
}

.legal-section {
  padding: 28px 0;
  border-top: 1px solid var(--line);
}

.legal-section:first-of-type {
  margin-top: 38px;
}

.legal-section h2 {
  margin: 0 0 14px;
  color: var(--axa-blue-ink);
  font-size: 1.32rem;
  line-height: 1.25;
}

.legal-section h3 {
  margin: 22px 0 8px;
  color: var(--axa-blue-ink);
  font-size: 1.06rem;
}

.legal-section p,
.legal-section li {
  color: #334055;
  line-height: 1.7;
}

.legal-section p {
  margin: 0 0 12px;
}

.legal-section ul {
  margin: 0;
  padding-left: 22px;
}

.legal-section a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  max-width: 100%;
  color: var(--axa-blue);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 4px;
}

.legal-note {
  margin-top: 18px;
  padding: 16px 18px;
  background: var(--surface-cool);
  border-left: 4px solid var(--axa-red);
}

.subpage-main {
  overflow: hidden;
}

.breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  width: var(--container);
  margin: clamp(28px, 5vw, 52px) auto 0;
  color: #52627a;
  font-size: .94rem;
}

.breadcrumb a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  color: var(--axa-blue);
  font-weight: 800;
  text-decoration: underline;
  text-decoration-color: transparent;
  text-underline-offset: 4px;
}

.breadcrumb a:hover,
.breadcrumb a:focus-visible {
  text-decoration-color: currentColor;
}

.breadcrumb span {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
}

.page-hero {
  width: var(--container);
  margin-inline: auto;
  padding: clamp(22px, 5vw, 52px) 0 clamp(52px, 8vw, 86px);
}

.page-hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, .85fr);
  gap: clamp(28px, 6vw, 82px);
  align-items: start;
}

.page-kicker {
  margin: 0 0 12px;
  color: var(--axa-red-text);
  font-weight: 800;
  letter-spacing: .06em;
  line-height: 1.25;
  text-transform: uppercase;
}

.page-hero h1 {
  max-width: 760px;
  margin: 0;
  color: var(--axa-blue-ink);
  font-family: "Publico Headline", Georgia, "Times New Roman", serif;
  font-size: clamp(2.45rem, 6vw, 5rem);
  line-height: .98;
  overflow-wrap: anywhere;
}

.page-summary {
  max-width: 700px;
  margin: 22px 0 0;
  color: #334055;
  font-size: clamp(1.06rem, 1.8vw, 1.22rem);
  line-height: 1.72;
}

.page-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}

.page-side {
  display: grid;
  gap: 18px;
  align-content: start;
}

.page-visual {
  margin: 0;
  overflow: hidden;
  background: var(--surface-cool);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 16px 42px rgba(0, 24, 90, .08);
}

.page-visual picture,
.page-visual img {
  display: block;
}

.page-visual img {
  width: 100%;
  height: auto;
  aspect-ratio: 900 / 506;
  object-fit: cover;
}

.link-panel {
  display: grid;
  gap: 14px;
  padding: 24px;
  background: var(--surface-cool);
  border: 1px solid var(--line);
  border-left: 5px solid var(--axa-red);
  border-radius: var(--radius);
}

.link-panel h2 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-size: 1.18rem;
}

.link-panel a {
  display: inline-flex;
  min-height: 44px;
  align-items: center;
  color: var(--axa-blue);
  font-weight: 800;
  text-decoration: underline;
  text-underline-offset: 4px;
}

.subpage-section {
  width: var(--container);
  margin-inline: auto;
  padding: clamp(52px, 8vw, 88px) 0;
  border-top: 1px solid var(--line);
}

.subpage-section h2 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-family: "Publico Headline", Georgia, "Times New Roman", serif;
  font-size: clamp(2rem, 4vw, 3.1rem);
  line-height: 1.05;
}

.subpage-section > p {
  max-width: 780px;
  margin: 16px 0 0;
  color: #334055;
  font-size: 1.08rem;
  line-height: 1.72;
}

.two-column {
  display: grid;
  grid-template-columns: minmax(0, .95fr) minmax(0, 1.05fr);
  gap: clamp(26px, 5vw, 64px);
  align-items: start;
}

.two-column p {
  margin: 0 0 14px;
  color: #334055;
  font-size: 1.04rem;
  line-height: 1.72;
}

.topic-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 30px;
}

.topic-card {
  display: grid;
  gap: 12px;
  align-content: start;
  min-height: 230px;
  padding: 24px;
  background: #ffffff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 14px 38px rgba(0, 24, 90, .07);
}

.topic-card h3 {
  margin: 0;
  color: var(--axa-blue-ink);
  font-size: 1.12rem;
  line-height: 1.25;
}

.topic-card p {
  margin: 0;
  color: #3c4c64;
  line-height: 1.62;
}

.check-list {
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding: 14px 16px 14px 42px;
  color: #334055;
  background: var(--surface-cool);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  line-height: 1.55;
}

.check-list li::before {
  position: absolute;
  top: 17px;
  left: 16px;
  width: 10px;
  height: 10px;
  background: var(--axa-red);
  content: "";
  transform: rotate(45deg);
}

.related-pages {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
  margin-top: 28px;
}

.related-pages a {
  display: grid;
  gap: 8px;
  min-height: 132px;
  align-content: start;
  padding: 20px;
  color: var(--text);
  background: var(--surface-cool);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  transition: border-color .18s ease, box-shadow .18s ease, transform .18s ease;
}

.related-pages a:hover,
.related-pages a:focus-visible {
  border-color: var(--axa-blue);
  box-shadow: 0 14px 34px rgba(0, 24, 90, .1);
  transform: translateY(-2px);
}

.related-pages strong {
  color: var(--axa-blue-ink);
  font-size: 1.04rem;
}

.related-pages span {
  color: #3c4c64;
  line-height: 1.5;
}

@container (max-width: 760px) {
  .legal-overview {
    grid-template-columns: 1fr;
  }

  .legal-overview a {
    min-height: 0;
  }

  .legal-section {
    padding: 24px 0;
  }
}

@media (max-width: 1280px) {
  .site-header {
    --header-height: 78px;
    padding-inline: 22px;
  }

  .brand {
    gap: 12px;
  }

  .brand img {
    width: 48px;
    height: 48px;
  }

  .menu-toggle {
    display: block;
  }

  .site-nav {
    position: fixed;
    inset: var(--header-height) 16px auto 16px;
    display: none;
    grid-template-columns: 1fr;
    gap: 0;
    padding: 10px;
    background: #ffffff;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    box-shadow: var(--shadow);
  }

  .site-nav.is-open {
    display: grid;
  }

  .site-nav a:not(.nav-cta),
  .nav-cta {
    min-height: 50px;
    justify-content: flex-start;
    padding: 0 14px;
  }

  .site-nav a:not(.nav-cta)::after {
    display: none;
  }

  .nav-cta {
    justify-content: center;
    margin-top: 8px;
  }

  .hero {
    grid-template-columns: 1fr;
    min-height: 0;
    background: #ffffff;
  }

  .hero-copy {
    padding: 58px 24px 38px;
  }

  .hero h1 {
    font-size: clamp(2.5rem, 9vw, 3.85rem);
  }

  .hero-media {
    min-height: 420px;
  }

  .hero-media::after {
    background: linear-gradient(180deg, #ffffff 0%, rgba(255, 255, 255, 0) 28%);
  }

  .service-grid {
    grid-template-columns: repeat(3, minmax(0, 1fr));
  }

  .criteria-layout,
  .page-hero-grid,
  .two-column,
  .detail-section {
    grid-template-columns: 1fr;
  }

  .criteria-card {
    min-height: 0;
  }

  .insight-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .action-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .contact-section {
    grid-template-columns: 1fr 1fr;
    background: linear-gradient(180deg, #ffffff 0%, #ffffff 45%, #f1f5fb 45%, #f1f5fb 100%);
  }

  .contact-info {
    grid-column: 1 / -1;
  }

  .footer-main {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 720px) {
  :root {
    --container: min(100vw - 32px, 1180px);
    --page-gutter: 16px;
  }

  .site-header {
    min-height: 74px;
    padding-inline: 16px;
  }

  .brand {
    font-size: .96rem;
  }

  .brand img {
    width: 44px;
    height: 44px;
  }

  .site-nav {
    inset: 74px 12px auto;
  }

  .hero-copy {
    padding-inline: 16px;
  }

  .hero-actions {
    align-items: stretch;
    flex-direction: column;
  }

  .button {
    width: 100%;
  }

  .hero-media {
    min-height: 290px;
  }

  .brand-sash {
    right: 4%;
    bottom: -90px;
    width: 52px;
    height: 250px;
  }

  .section,
  .process-section,
  .service-section,
  .contact-section {
    padding-top: 58px;
    padding-bottom: 58px;
  }

  .section-heading {
    text-align: left;
  }

  .service-grid,
  .local-layout,
  .criteria-layout,
  .detail-section,
  .page-hero-grid,
  .two-column,
  .topic-grid,
  .related-pages,
  .process-copy,
  .insight-grid,
  .faq-list,
  .action-grid,
  .process-line,
  .contact-section,
  .footer-main {
    grid-template-columns: 1fr;
  }

  .service-card {
    min-height: 0;
  }

  .content-links a {
    width: 100%;
  }

  .trust-panel,
  .criteria-card,
  .link-panel,
  .topic-card,
  .related-pages a,
  .detail-list article,
  .faq-list article,
  .insight-card {
    padding: 20px;
  }

  .page-actions {
    align-items: stretch;
    flex-direction: column;
  }

  .insight-card {
    min-height: 0;
  }

  .process-line {
    gap: 28px;
  }

  .process-line::before {
    top: 0;
    bottom: 0;
    left: 23px;
    right: auto;
    width: 1px;
    height: auto;
  }

  .process-step {
    grid-template-columns: 46px 74px 1fr;
    justify-items: start;
    gap: 14px;
    text-align: left;
  }

  .step-number {
    grid-row: 1 / span 2;
  }

  .step-icon {
    width: 74px;
    height: 74px;
  }

  .step-icon svg {
    width: 40px;
    height: 40px;
  }

  .process-step h3,
  .process-step p {
    grid-column: 3;
  }

  .process-step p {
    max-width: none;
  }

  .action-card {
    min-height: 86px;
    padding: 18px;
  }

  .map-card {
    min-height: 250px;
  }

  .agency-card {
    grid-template-columns: 1fr;
  }

  .footer-legal {
    justify-content: flex-start;
    gap: 12px 20px;
    padding-inline: 16px;
  }

  .footer-legal a {
    white-space: nowrap;
  }

  .footer-cookie-button {
    white-space: nowrap;
  }

  .cookie-banner {
    right: 12px;
    bottom: 12px;
    grid-template-columns: 1fr;
    width: calc(100vw - 24px);
    max-height: min(72vh, calc(100vh - var(--header-height) - 28px));
    overflow-y: auto;
    overscroll-behavior: contain;
    padding: 18px;
  }

  .cookie-actions {
    min-width: 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: .01ms !important;
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
  }
}